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Life Insurance Over 70


Seniors over 70 may still need life insurance.  iQuote can help you find life insurance to fit your needs.

If you are over 70 life insurance may be something you are considering to ensure that your family is free from the burden of any of your debts when you die.  And there are options for life insurance for seniors over 70.

The most popular type of life insurance over 70 is guaranteed acceptance life insurance.  You’ve probably seen the TV or magazine ads for this type of insurance.  It is generally permanent insurance, which means you will pay premiums for as long as you live.  You are guaranteed acceptance into the plan (with a few exclusions). 

The most important thing to remember about this type of insurance is that quite often you are not eligible to receive death benefits for two years.  So if you are critically ill, over 70 life insurance is probably not a good solution for you.

But if you are not healthy or have some health conditions, guaranteed issue life insurance might be just right for you and your family.  And it can give you peace of mind knowing that you have eased your family’s financial burden when you are gone.

At iQuote, we can provide quotes for life insurance for seniors over 70 and help you select a policy that will meet your needs.  We specialize in senior health and life insurance products, so check with an iQuote advisor about your over 70 life insurance options.  Request an iQuote or call 800-352-9742 for life insurance for seniors over 70.

Haven't hit your 70th birthday just yet? Learn more about our life insurance over 60 and over 65 alternatives.


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