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Guaranteed Life Insurance for Seniors


Guaranteed life insurance for seniors is popular and affordable.  It can be used to cover final expenses, funeral and other expenses so that your family is not burdened.

Guaranteed life insurance is sometimes called senior life insurance because it is most often purchased by people between the ages of 50 and 80-85.  This type of plan is usually a whole life insurance plan that builds cash value as it goes.  The value of the policy (face amount) tends to be under $50,000, and quite often these guaranteed life insurance plans have a value of $10,000-$15,000.  You might also hear this type of insurance called guaranteed acceptance life insurance.

When you get guarantee life insurance quotes make sure you compare the benefits of each plan and the rates.  Generally the plans have coverage that can’t be cancelled as long as you pay your premium, it builds cash value (often only after the first year), and quite often there is no death benefit payment until the policy has been in place for two years.

Guaranteed issue life insurance for seniors can be a good way to have insurance to cover your debts or final expenses so that you don’t burden family members with these costs.


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