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Why Should I Buy Life Insurance?


You buy life insurance to protect your family from loss of income and to make sure that financially they can continue to live the life you planned.

So you are asking yourself “why should I buy life insurance.”  I can take care of my family.  But life insurance is all about the time when you aren’t there to care for and financially support your family.  It is part of a financial plan that looks at how your family handles its financial obligations when you are not there.  That is why most people buy life insurance when they get married and when they have children.  It provides peace of mind that if something happens to you, your family will have financial means to carry on.

Some people also buy life insurance when they are older.  It is usually a smaller life insurance policy to cover final obligations such as a funeral/cremation and to pay off any remaining bills (hospital, credit card, mortgage) after you are gone or to leave a small amount of money to a favorite charitable organization.


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