No Exam Term Life Insurance
You can get a life insurance policy without a medical exam. It can be a fast and convenient way to get a term life insurance policy.
While a medical exam is usually part of the term life insurance process, you can purchase a term life insurance plan with no medical exam. Why would you want to do that?
Some people select no exam term life insurance because they want to save time and don’t mind paying a higher rate. It can take 4-6 weeks to go through the application process for term life insurance. With "no medical exam" term life insurance, the policy can be approved in a matter of days.
However, you pay for that convenience. Because term life insurance with no medical exams does not give the insurance company an opportunity to understand the risk you pose to the company, they charge a higher insurance premium.
For others with health conditions or health issues that make it impossible to qualify for regular life insurance, no exam term life insurance may be the only way they can get the life insurance coverage they want.
When you speak with an iQuote life insurance advisor, make sure to let them know if you are interested in a no medical exam term life insurance policy. They will provide quotes from several companies for you to compare so that you can find the right no exam term life insurance for your needs.
Click on the Request a Free iQuote button to request your no medical exam term life insurance quote today or call 800-352-9742.
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