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Life Insurance Basics


Don’t be overwhelmed by the different types of life insurance.  Understand life insurance basics so you can select the right type of policy.

Don’t feel overwhelmed by the different kinds of life insurance and all the insurance terminology.  Once you understand the basics of life insurance, it will be easier to decide what type of life insurance to buy, how much coverage and for what period of time.

The main purpose of life insurance is to replace your income if you die.  With the right life insurance payment from your policy, your family won’t face a significant financial worry.  For example, a life insurance payment can pay off a mortgage or pay for the college education of your children or simply support the family after you are gone.

If you are older, you might be looking for a smaller policy to pay off your final expenses or burial:  A different purpose and a very different type of life insurance policy.

A life insurance advisor from iQuote by Longevity Alliance can help you sort out the different types of life insurance and find the one that best fits your life insurance needs.


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